Yard Card

Want to increase sales? Offer Yard Card Financing to your customers. It's an industry-leading Lawn & Garden financing program that lets your customers bring home what they need while helping your business grow.

For more information on the Yard Card program, please download and review the Enrollment Information Kit.

To APPLY for the Yard Card program please click here.

If you have additional questions on the Yard Card program, please fill out the form below and a representative will contact you. 

Contact Us

The Yard credit card with text 'Your store name here', 'R. Best Customer'

Why offer financing

Give your customers the purchasing power they need to buy what they want with powerful financing offers.

  • Customers want and expect payment options
  • Financing can help close sales
  • Financing enables repeat purchases and builds customer loyality

Business-friendly Benefits

Stand out with attractive financing offers
Strong credit limits help your customers buy more
Instant online transaction processing & fast funding
Customer-centric services
Marketing support to drive sales and repeat business
Your store name imprinted directly on every card

Custom for Ycard

Frequently asked questions

1. What is the Yard Card Financing program?

The Yard Card Financing Program is a suite of financing products consisting of the Yard Card consumer and Yard Card PLUS commercial credit cards.

2. Why should I use Yard Card Financing Program?

It gives your customers special financing offers and terms providing a revolving line of credit at the time an account is established. This provides you with the ability to offer customers higher end products.

3. How difficult is it to sign up?

It is a simple process. Complete the online dealer application and once submitted, TD Retail Card Services will review your application and send you all the required supplies upon approval.

4. What is Yard Card and Yard Card PLUS?

A revolving credit card that can be used for new and used equipment, parts, service, and virtually all products sold at participating lawn and garden dealers. Loyalty through repeat purchases is also created with your store name embossed on every credit card that is originated in your store.

5. Why not just use Visa, MasterCard or Corporate Cards?

There are special promotions available through the Yard Financing  Programs that you can use at any time to close sales. Various manufacturers or your distributor may elect to support product sales with special retail promotions on the card. You can also use our promotions to meet individual sales objectives. Does VISA or MasterCard offer you this?

6. What can my customers purchase with the Yard Card Financing Program?

With Yard Card Financing revolving products, customers may purchase all brands of new and used equipment, parts, service, and other products that lawn and garden dealers sell, such as landscaping supplies and go-carts. (Items such as guns, ammunition, titled vehicles and boats are excluded).

7. Are there programs available for use anytime to close sales?

Yes, you are provided with a plan Promotion Guide for each of the commercial and consumer programs which gives various, competitively priced, deferred interest and fixed payment options that can be used at any time to close sales.

8. What is a “Deferred Interest with Minimum Monthly Payments” promotion?

The customer is required to pay a minimum monthly payment equal to 3.5% of the purchase balance during the promotional period. Interest accrues at the standard account APR during the promotional period. Customer must pay more than minimum monthly payments in order to pay the balance in full by the end of the promotional period. Accrued interest is charged to the customer’s account if the original purchase amount is not paid in full by the end of the promotional period.

9. What is a “Reduced APR with Fixed Monthly Payments” promotion?*

During the promotional period the minimum monthly payment amount is determined by applying the reduced APR to the purchase amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time.

10. When is TD Retail Card Services available for processing applications and credit authorizations?

The TD Retail Card Services credit department is available 7 days a week between the hours of 8AM-12AM ET

11. Do you have a toll-free phone number?

Yes, TD Retail Card Services has toll-free phone numbers to service you:

Merchant Services 1-800-538-3638

Customer Service 1-866-702-4074

Credit Inquiries 1-800-808-6950

Commercial Applications (Fax) 1-800-627-6386

Commercial Applications (Status) 1-800-556-5010

12. Have more questions?

Call us at 1-800-538-3638 and we'll reach out to answer any questions you may have.